Disposing interest on loans

Question:

If I have earned interest on loans, and I have no way to dispose it off.
1. Is it permissible to deposit it in the bank account of some institution which treats poor people and in the bank account of someone who has made appeal for financial help on account of his illness etc.

Is using tasbeeh a bidah?

Question:

I have following questions:
1. Is using tasbeeh is bidah & is this imitation of christianity.
2. Giving tasbeeh as a hadiyah is permissible in islam.

The night of the 15th of Sha'ban

If a person wants to fill a container he will first ensure that the container is clean. If the container is not clean he will first clean the container then he will fill it up. Likewise, if we want to fill his heart with the blessings of Ramadhān then we will first have to clean our hearts. If we are not prepared to fill ordinary water in a dirty glass how then we expect to fill a dirty heart with the pure blessings and mercies of the blessed month of Ramadhān?